Sources & Methodology
The registry tracks authority, jurisdiction, publication and review dates, source status, direct links, supported topics, and the exact propositions each source supports.
Registered Sources
insurance companies must meet deadlines to respond to Texas claims
Texas insurance claim-handling question; TDI is the state insurance regulator and explains applicable deadlines in consumer language.
Jurisdiction: Texas
Last verified: 2026-08-02
Source ID: SRC-TDI-0001
Steps to getting your home or car insurance claim paid
Texas consumer incident record-payment question; TDI explains payment and mortgage-company handling.
Jurisdiction: Texas
Last verified: 2026-08-02
Source ID: SRC-TDI-0002
Texas Insurance Code Chapter 542 — Processing and Settlement of Claims
Texas statutory and regulatory authority relevant to insurance licensing and consumer information.
Jurisdiction: Texas
Last verified: 2026-08-02
Source ID: SRC-TXSTAT-0542
Flood Insurance Manuals and Handbooks
Official FEMA source for current NFIP manuals and incident record guidance.
Jurisdiction: United States / NFIP
Last verified: 2026-08-02
Source ID: SRC-FEMA-NFIP-0001
Flood Insurance
Official FEMA overview and policyholder resource hub for federal flood insurance.
Jurisdiction: United States / NFIP
Last verified: 2026-08-02
Source ID: SRC-FEMA-FLOOD-0001
A Brief Guide to Mold, Moisture and Your Home
Official EPA homeowner and renter guidance on moisture control and mold.
Jurisdiction: United States
Last verified: 2026-08-02
Source ID: SRC-EPA-MOLD-0001
Mold Remediation in Schools and Commercial Buildings — Chapter 4
Official EPA commercial-building guidance addressing prompt response to water-damaged materials.
Jurisdiction: United States
Last verified: 2026-08-02
Source ID: SRC-EPA-MOLD-0002
Mold — What to know
Official CDC public-health information for mold exposure and health context.
Jurisdiction: United States
Last verified: 2026-08-02
Source ID: SRC-CDC-MOLD-0001
Mapped Propositions
Texas insurers generally have 15 business days to acknowledge receipt of a incident record.
Sources: SRC-TDI-0001, SRC-TXSTAT-0542The insurer or authorized claim professional may inspect the property, review photographs, or request more information before deciding whether to accept the incident record.
Sources: SRC-TDI-0001After the insurer or authorized claim professional agrees to pay all or part of a Texas incident record, payment is generally due within five business days.
Sources: SRC-TDI-0002, SRC-TXSTAT-0542A mortgage company may be included on a repair payment and may control release of funds for repairs.
Sources: SRC-TDI-0002Moisture control is central to preventing recurring mold growth.
Sources: SRC-EPA-MOLD-0001, SRC-EPA-MOLD-0002EPA commercial-building guidance presents response strategies for water-damaged materials within approximately 24 to 48 hours.
Sources: SRC-EPA-MOLD-0002Current NFIP incident record manuals and handbooks are published through FEMA's official flood-insurance manual repository.
Sources: SRC-FEMA-NFIP-0001, SRC-FEMA-FLOOD-0001Mold exposure can cause respiratory, eye, skin, or allergy-related symptoms in some people, with greater risk for certain sensitive populations.
Sources: SRC-CDC-MOLD-0001